INDEPENDENTREFERENCEGSGS Pay TablesWhat the federal pay tables mean 2026 edition
Effective January 2026

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Indianapolis-Carmel-Muncie, IN$102,388a year$3,924.80Every two weeks$49.06Per hour$49.31Overtime hour#50On paper#29After prices
  1. GS pay scale 2026
  2. Indianapolis-Carmel-Muncie, IN

58 locality pay areasPage last changed 2026-10-22

Indianapolis, IN GS pay scale 2026: 18.15% locality pay

In 2026 a GS-12 step 5 here earns $102,388 with 18.15% locality pay, and prices below the national average stretch it to what $106,993 buys elsewhere.

#50 on paper, #29 after prices

+21Places gained, of 57 priced areas.

Buys at U.S. prices

$106,993BEA price level 95.7, for Indianapolis-Carmel-Greenwood, IN.

Ceiling watch

ClearNo cell reaches $197,200.

Key facts

Locality pay change since 2016
+3.23 points
Pay gap, latest council estimate
37.03%
Rate the 1990 formula would set
30.50%
Federal civilian jobs, 2025
20,862
Share of all jobs here
1.33%
Largest county by federal jobs
Marion County, IN: 15,568
Sources and methods

Every 2026 rate

No cell here reaches the $197,200 statutory ceiling. Reading these tables.
Grade12345678910
GS-126,68327,57728,46529,34830,23330,75231,63032,51432,55033,375
GS-230,00230,71531,71032,55032,91433,88234,85035,81736,78537,752
GS-332,73733,82934,92036,01237,10438,19639,28740,37941,47142,562
GS-436,74837,97339,19940,42441,64942,87444,09945,32546,55047,775
GS-541,11542,48643,85645,22746,59747,96849,33850,70952,07953,450
GS-645,83247,35948,88750,41551,94253,47054,99856,52558,05359,581
GS-750,93052,62854,32556,02357,72159,41961,11762,81464,51266,210
GS-856,40258,28260,16262,04263,92265,80167,68169,56171,44173,320
GS-962,29764,37466,45168,52870,60572,68274,75976,83678,91480,991
GS-1068,60370,88973,17575,46177,74780,03482,32084,60686,89289,178
GS-1175,37477,88780,40082,91385,42687,93990,45292,96595,47897,991
GS-1290,34193,35396,36499,376102,388105,399108,411111,423114,434117,446
GS-13107,428111,009114,590118,171121,752125,334128,915132,496136,077139,658
GS-14126,947131,180135,412139,644143,876148,108152,340156,572160,805165,037
GS-15149,323154,300159,278164,256169,233174,211179,189184,166189,144194,122
Annual rate divided by 2,087 hours (5 U.S.C. 5504(b)), as in OPM’s hourly table.
Grade12345678910
GS-112.7913.2113.6414.0614.4914.7415.1615.5815.6015.99
GS-214.3814.7215.1915.6015.7716.2316.7017.1617.6318.09
GS-315.6916.2116.7317.2617.7818.3018.8219.3519.8720.39
GS-417.6118.2018.7819.3719.9620.5421.1321.7222.3022.89
GS-519.7020.3621.0121.6722.3322.9823.6424.3024.9525.61
GS-621.9622.6923.4224.1624.8925.6226.3527.0827.8228.55
GS-724.4025.2226.0326.8427.6628.4729.2830.1030.9131.72
GS-827.0327.9328.8329.7330.6331.5332.4333.3334.2335.13
GS-929.8530.8531.8432.8433.8334.8335.8236.8237.8138.81
GS-1032.8733.9735.0636.1637.2538.3539.4440.5441.6342.73
GS-1136.1237.3238.5239.7340.9342.1443.3444.5445.7546.95
GS-1243.2944.7346.1747.6249.0650.5051.9553.3954.8356.28
GS-1351.4753.1954.9156.6258.3460.0561.7763.4965.2066.92
GS-1460.8362.8664.8866.9168.9470.9772.9975.0277.0579.08
GS-1571.5573.9376.3278.7081.0983.4785.8688.2490.6393.01
Hourly rate times 80 (5 U.S.C. 5504(b)).
Grade12345678910
GS-11,023.201,056.801,091.201,124.801,159.201,179.201,212.801,246.401,248.001,279.20
GS-21,150.401,177.601,215.201,248.001,261.601,298.401,336.001,372.801,410.401,447.20
GS-31,255.201,296.801,338.401,380.801,422.401,464.001,505.601,548.001,589.601,631.20
GS-41,408.801,456.001,502.401,549.601,596.801,643.201,690.401,737.601,784.001,831.20
GS-51,576.001,628.801,680.801,733.601,786.401,838.401,891.201,944.001,996.002,048.80
GS-61,756.801,815.201,873.601,932.801,991.202,049.602,108.002,166.402,225.602,284.00
GS-71,952.002,017.602,082.402,147.202,212.802,277.602,342.402,408.002,472.802,537.60
GS-82,162.402,234.402,306.402,378.402,450.402,522.402,594.402,666.402,738.402,810.40
GS-92,388.002,468.002,547.202,627.202,706.402,786.402,865.602,945.603,024.803,104.80
GS-102,629.602,717.602,804.802,892.802,980.003,068.003,155.203,243.203,330.403,418.40
GS-112,889.602,985.603,081.603,178.403,274.403,371.203,467.203,563.203,660.003,756.00
GS-123,463.203,578.403,693.603,809.603,924.804,040.004,156.004,271.204,386.404,502.40
GS-134,117.604,255.204,392.804,529.604,667.204,804.004,941.605,079.205,216.005,353.60
GS-144,866.405,028.805,190.405,352.805,515.205,677.605,839.206,001.606,164.006,326.40
GS-155,724.005,914.406,105.606,296.006,487.206,677.606,868.807,059.207,250.407,440.80
Source: OPM 2026 General Schedule salary table for this area, Salary Table 2026-IND, matched cell by cell; compare with Rest of U.S..

After local prices

Its neighbors by what it buys (how; all 57).
#LocalityOn paperPrice levelWhat it buys
26Raleigh-Durham-Cary, NC$105,93298.2$107,921
27Albuquerque-Santa Fe-Las Vegas, NM$102,54495.5$107,324
28Atlanta--Athens-Clarke County--Sandy Springs, GA-AL$107,275100.1$107,213
29Indianapolis-Carmel-Muncie, IN$102,38895.7$106,993
30Dallas-Fort Worth, TX-OK$110,282103.1$106,976
31Denver-Aurora, CO$113,107105.8$106,925
32Tucson-Nogales, AZ$103,36796.9$106,678

Prices here are those of the Indianapolis-Carmel-Greenwood, IN metro area, 95.7. The area’s name also takes in Muncie: BEA puts the Muncie, IN metro area at 88.1, and at that level GS-12 step 5 here would buy $116,155.

BEA price levels, 2024, for the Indianapolis-Carmel-Greenwood, IN metro area (how to read this table).
Kind of spendingHereU.S.Rank of 57
Goods94.399.6#44
Housing (rent)88.9100.6#41
Utilities86.498.4#45
Other services99.1100.1#27
All items95.7100.0#41

Locality pay since 2016

0%25%50%20162026
Dashed: the Rest of U.S. rate.
Percent, from OPM’s tables for 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026. Sources and caveats; every area since 2016: ten years of locality pay.
Locality pay, %20162017201820192020202120222023202420252026
Indianapolis, IN14.9215.8516.2316.5716.9216.9217.2617.5717.8918.1518.15
Rest of U.S.14.3515.0615.3715.6715.9515.9516.2016.5016.8217.0617.06

Among the 46 areas with a table of their own since 2016, it has slipped from 33rd to 45th by locality percentage, the biggest slide of them.

In 2024 OPM added 15 counties in Indiana to it, the second-most it added to any area, as many as it added to Minneapolis, MN.

The 1990 pay law’s formula

Formula 30.50%, paid 18.15%: 12.35 points apart (median 18.40); nine editions: table
The editions checked here, the memos for pay in 2018 to 2026. Sources: memo of January 10, 2025, Attachment 1, and the council’s earlier memos; the President’s Pay Agent on 2026; what these estimates are and are not; every area against the formula: how far pay is from the 1990 law.
Edition, for pay inData as ofListed asPay gap, %Formula rate, %Rate paid that year, %
2026March 2024Locality pay area37.0330.5018.15
2025March 2023Locality pay area39.3832.7418.15
2024March 2022Locality pay area35.8029.3317.89
2023March 2021Locality pay area32.9026.5717.57
2022March 2020Locality pay area33.6527.2917.26
2021March 2019Locality pay area37.7331.1716.92
2020March 2018Locality pay area38.0131.4416.92
2019March 2017Locality pay area38.7332.1216.57
2018March 2016Locality pay area40.4233.7316.23

Federal jobs

20,862 federal civilian jobs in 2025, 372 fewer than in 2024, down 1.75%: table
In this area’s 34 counties, Postal Service in, military out; BLS, 2023, 2024, 2025. BLS has another 2,171 federal jobs in Indiana with no county; the states page counts them with the state, not with any area. Sources and caveats; every area: where the federal jobs are.
YearFederal civilian jobsShare of all jobs, %Average pay per job
202320,5001.33$86,944
202421,2341.36$89,162
202520,8621.33$91,216

Counties

34 counties paid at this rate

Indiana, 34 counties

  • Bartholomew County
  • Benton County (added 2024)
  • Blackford County (added 2024)
  • Boone County
  • Brown County
  • Carroll County (added 2024)
  • Clinton County (added 2024)
  • Decatur County
  • Delaware County
  • Fayette County (added 2024)
  • Fountain County (added 2024)
  • Grant County
  • Hamilton County
  • Hancock County
  • Hendricks County
  • Henry County
  • Jackson County
  • Jennings County
  • Johnson County
  • Lawrence County (added 2024)
  • Madison County
  • Marion County
  • Monroe County (added 2024)
  • Montgomery County
  • Morgan County
  • Owen County (added 2024)
  • Putnam County
  • Randolph County (added 2024)
  • Rush County (added 2024)
  • Shelby County
  • Tippecanoe County (added 2024)
  • Tipton County (added 2024)
  • Warren County (added 2024)
  • Wayne County (added 2024)
Source: OPM 2026 locality pay area definitions.